Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage (HECM), and is only available through an FHA-approved lender. The HECM is FHA's reverse mortgage program that enables you to withdraw a portion of your home's equity.
PURCHASE A HOME
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
REVERSE (HECM) & REFINANCE HOME LOAN
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.
Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Welcome to your one stop shop real estate solution.
We strive day in and day out to provide our clients with the absolute lowest available rates and fees. This is the core of what we do. We are wholesale mortgage brokers and our commitment is to you the borrower, not the banks. Therefore, we are not tied into any one banks rates, we get to shop them all. Our clients are clients for life, most of our clients have used our expertise for all their real estate needs time and time again.
Jumbo loans, VA, FHA, and Conventional Loans in San Diego, CA
Welcome to the official site of KAM Financial Mortgage. We are a full service mortgage company based in San Diego, CA. We specialize in Jumbo loans, VA, FHA, Conventional, Self-Employed, and Hard Money Loans in San Diego, Encinitas, and Carlsbad. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in any of these zip codes: 92121, 92024, 92009, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes KAM Financial Mortgage unique is that we offer the following niche programs as well: Self Employed Bank Statement, DSCR investor loans, Hard Money.
Contact KAM Financial Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.